Lifestyle Option D

(The old default fund)

If you joined the Plan before August 2010 and have never changed your investment option, Lifestyle Option D would be your current investment choice. 

This Lifestyle option has 100% equity content in the period leading up to 8 years before retirement. 

Where does the fund invest?

Up to 8 years before your selected retirement age- 100% of your investment is invested in the BlackRock Aquila UK Equity Index Fund. 

Between 8 years and 3 years before your selected retirement age- your investments are automatically and gradually switched at monthly intervals to the Prudential Retirement Protection Fund.

Over the final 3 years before your selected retirement age- the remaining amount in the BlackRock Aquila UK Equity Index Fund is gradually switched, so in the year of your selected retirement age, so in the year of your selected retirement age,

  • 75% of your investment is held in the Prudential Retirement Protection Fund; and
  • 25% of your investment is held in the Prudential Cash Fund.