If you die before retiring with a deferred pension...

If you die while you are a deferred member, certain benefits may be paid to your Spouse, Civil Partner, children or other dependant(s).

A spouse's or civil partner's pension will usually be paid, based on your deferred pension.

A lump sum may be payable, usually based on the contributions you have made during your membership.

In all cases, you must check the specific details of your benefits with the RSA Pensions Team before you retire. The rules that apply to you may differ from other Bradford Scheme members because of the date you left the Scheme.